HumanCareπ©΅ is a bipartisan plan to fix what Obamacare never did, the cost structure. It saves working families about $1,667 per month, covers every American, and scales innovation nationally through one free-market HHS platform - cutting admin waste, ending surprise bills, and strengthening independent doctors. A preliminary CBO-style estimate shows a $7.4 Trillion 10-year surplus driven by efficiency, not rationing.
The Housing Care Act tackles the real housing problem: supply. By responsibly releasing underused federal land, it gives eligible taxpayers access to a 3,500 sq. ft. lot (~$50K in real value) plus 0% down, 3% HUD loans, unlocking ownership, building millions of homes, creating millions of jobs, and driving trillions in GDP growth. This is how we fix affordability, by redesigning broken systems, not debating around them.
Health Care Act: π https://humancare.app/health-care-act
Housing Care Act: π https://humancare.app/housing-care-act
With healthcare spending soaring to $5.7 trillion annually and housing costs far outpacing wage growth, American consumers urgently need Congress to enact bold policies that rein in medical costs and restore the American Dream of homeownership. It's baffling how we've reached a point where administrative overhead in healthcare alone totals $1.59 trillion, exceeding our entire military budget, but the time for reform is now.
That's why I've authored the Health Care Act + Housing Care Act: a comprehensive framework to eliminate waste, revitalize homeownership, and empower doctors and workers to focus on what they do best, securing a brighter future for all.
HumanCareπ©΅ Impact: Projected $6β10 trillion in GDP growth, 12β15 million new jobs in health, construction, and tech sectors, sustainable budget surpluses for debt reduction and workforce retraining, plus AI-powered efficiencies and transparency.
This initiative streamlines fragmented federal programs into a patient-centered system anchored by three core pillars: universal coverage, responsible AI to expand access at scale, and a national health budget emphasizing quality, efficiency, and fiscal accountability.
Current Crises at a Glance:
HumanCareπ©΅ delivers comprehensive coverage, including hospitals, primary care, mental health, prescriptions, dental and vision, maternal and child services, emergency care, phased long-term care, and preventive services, with no premiums or deductibles for essentials. It preserves the VA and Indian Health Service while introducing a unified HHS AI app to revolutionize operations: seamless scheduling, telemedicine, care navigation, fraud detection, and provider payments, all governed by rigorous privacy protections. Providers adhere to national standards, with optional "Signature Doctors" offering premium, transparent services.
A single national budget facilitates global payments, investments in rural and tribal communities, and robust pandemic reserves. Funding draws from consolidated programs, targeted excises on unhealthy products, and a modest FICA adjustment. Preliminary CBO-style modeling forecasts a ~$7.4 trillion 10-year surplus, fueled by administrative streamlining, price negotiations, fraud elimination, and unified payment models - expanding access, bolstering providers, and driving down costs.
Complementing this, the Housing Care Amendment builds on the ROAD to Housing Act (S.2651) by granting 2023 taxpayers 3,500 sq. ft. federal land lots (valued at ~$100K) through an AI-managed lottery. Half the value is repaid to the Treasury over five years, with the balance converting to transferable equity that unlocks $0-down, 3% HUD loans up to $250K, minimizing defaults via built-in collateral.
Hero Villages prioritize veterans and essential workers, fostering inclusive communities. Overall, the program generates 12β15 million jobs, $4 trillion in construction activity, $6β10 trillion in GDP uplift, and $2β8 trillion in revenue, without broad tax increases, utilizing under 3% of federal land. Flexible options include land, cash equivalents, or asset tokenization for accelerated settlements and wider ownership opportunities.
30 Second Elevator Pitch:
HumanCareπ©΅ is a modern, bipartisan national health insurance system that guarantees comprehensive healthcare for every American while preserving private medical practice and patient choice saving working families about $1,667 every month.
It replaces todayβs fragmented insurer patchwork with one scalable national platform that eliminates surprise bills, slashes administrative waste, and negotiates fair prices while keeping doctors independent and patients leadership of their care.
HumanCareπ©΅ uses responsible AI to expand access, not replace clinicians, automating routine tasks, simplifying navigation, and letting care teams work at the top of their license so more patients can be seen, faster.
Unlike siloed pilots, HumanCareπ©΅ scales what works nationally through a unified HHS platform for scheduling, billing, telehealth, fraud detection, and transparency.
A preliminary CBO-style projection shows a $7.4 trillion 10-year surplus, driven by administrative streamlining, drug negotiation, fraud reduction, and unified payment models.
Itβs hybrid Medicare made modern, simpler, smarter, scalable, and built for everyone.
π https://humancare.app/health-care-act
#healthcareAI #fixhealthcare #healthcare
The Problem - Confronting Our Urgent Growing Crisis
β» ~ 81,000 overdose deaths in 2024, with addiction treatment gaps persisting (CDC)
β» 27.1M uninsured Americans (8%) face health disparities (Census Bureau)
β» $5.7T healthcare costs (20.3% of GDP) outpace growth (CMS)
β» 55% home price surge since 2019, affordability at 50-year lows (FHFA)
β» $18T household debt, with $1.21T in credit cards, traps millions (Federal Reserve)
The HumanCareπ©΅ Solution, Full plan article πβ https://humancare.app/igniting-american-dream-1
Article,π Igniting the American Dream: Revolutionizing Healthcare & Housing with AI.
The Outcome, Congress implementing HumanCareπ©΅ and American Dream Lotteryπ‘
β
Free-Market Access: Free care for all, saving working families $1,667/mo.
β
AI Optimization: HHS app streamlines bookings; direct provider billing.
β
Fraud Elimination: Cuts $140B waste/yr, adding $7.4 trillion to Treasury over 10 years.
β
Empowerment: Doctor choice, rural access, weekly payments, reduced admin.
β Health Gains: Reduces hospitalizations 30%, overdose deaths 20β30%, extends life 2β5 yrs, prevents 200K bankruptcies.
βοΈ Land Allocation: AI distributes 163M lots to all 2023 taxpayers.
βοΈ Options: Land or cash; $0-down, 3% loans for $250K homes.
βοΈ Surge: 16M homes, 12M jobs, $4T construction, $6-10T economic boost.
ποΈ Urge Congress to pass Health Care Act & Housing Care Act, reignite a stronger America.
Ignite the American Dream with Responsible AI β¨, together!
βοΈ Government sets Responsible AI Frameworks, Risk Assessments, KPIs, and Sustainability for the HumanCareπ©΅ app: π±Book, πRide, π©ΊCare, π³Pay - replacing inefficiencies with market-driven efficiency.
βοΈ AI lottery selects from 163M federal lots for 2023 taxpayers, with low-interest loans for homebuilding.
βοΈ Private sector provides free-market healthcare and affordable homes, breaking barriers to access.
β Free-Market Access: Free care for all, saving families $1,667/mo.
β AI Optimization: HHS app streamlines bookings; direct provider billing.
β Fraud Elimination: Cuts $140B waste/yr, adding $7.4 trillion to Treasury over 10 years.
β Empowerment: Doctor choice, rural access, weekly payments, reduced admin.
β Health Gains: Reduces hospitalizations 30%, overdose deaths 20β30%, extends life 2β5 yrs, prevents 200K bankruptcies.
βοΈ Land Allocation: AI distributes 163M lots to taxpayers.
βοΈ Options: Land or cash; $0-down, 3% loans for $250K homes.
βοΈ Surge: 16M homes, 12M jobs, $4T construction, $6-10T economic boost.
β Inspired by Australia's hybrid model, universal public coverage plus private choices, at half our per-capita cost, HumanCareπ©΅ adds Responsible AI digital innovation for faster matching, personalized plans, and value-based incentives.
β HumanCareπ©΅ outshines purely socialized systems (e.g., Canada/UK's waits) and bureaucratic private mandates (e.g., Germany/Switzerland) by empowering patients as consumers, preserving U.S. innovation, and slashing our $15,500+ per-person costs that yield poor outcomes.
β HumanCareπ©΅ is smarter government enabling competition and prosperity. Dive deeper at humancare.app/igniting-american-dream-1

π¨ $7.4T Surplus Bipartisan Healthcareπ©΅ & Housing Acts That Pay BIG! π₯ humancare.app
HumanCareπ©΅: Revolutionizing Health & Housing with AI-Powered Bipartisan Bills That Pay for Themselves! β¨
Tired of sky-high healthcare bills & unaffordable homes crushing dreams? Healthcare eats 20% of GDP ($5.7T!), 27M uninsured, 82K overdose deaths yearly, & homes up 55% since 2019 with $18T household debt. It's breaking productivity & families! π©
That's why I crafted the Health Care Act (HumanCareπ©΅) + Housing Care Act (American Dream Lotteryπ‘): Slash waste, boost access, & ignite growth WITHOUT raising taxes broadly. CBO-style score? $7.4T 10-YEAR SURPLUS! π
HumanCareπ©΅ Highlights:
American Dream Lotteryπ‘:
This isn't govt takeover - it's smarter, hybrid system inspired by Australia's efficiency (half our costs!) + U.S. innovation. Empowers doctors, patients, & builders. Beats Canada/UK waits & Germany bureaucracy. Private choices stay strong! πͺ
30-Second Pitch: HumanCareπ©΅ = Modern Medicare for ALL. Guarantees care, no surprise bills, cuts waste with AI, keeps docs independent. $7.4T surplus funds debt reduction & retraining. Simple, scalable, bipartisan!
The Crisis is REAL - but the Fix is HERE. Urge Congress to pass these acts & reignite the American Dream! Together, we build a healthier, housed America. β¨
Full details & bills: https://humancare.app/
Health Care Act: https://humancare.app/health-care-act
Housing Care Act: https://humancare.app/housing-care-act
#HumanCare #AffordableHousing #HealthcareReform #AIDrivenChange #BipartisanWins #AmericanDream #FixAmerica #HealthForAll #HousingCrisis
Your stewardship of the United States comes at a pivotal moment for America's economic future.
Despite my repeated outreach to you and your colleagues across both parties, my financially sound policies for transforming healthcare and affordable housing have been repeatedly sidelined by rigid party-line dogma. This entrenched inaction has ballooned our national debt to $38 trillion while delivering abysmal societal outcomes, eroding workforce vitality, stifling innovation, and leaving millions in despair. It's time to break this cycle of systemic failure and seize this pivotal moment for bold, bipartisan change that restores America's economic edge and human dignity.
Inspired by the bipartisan Medicare and Medicaid Act (1965), we must reignite that unifying force to empower working families and adults trapped in health and housing crises. This mission-critical commitment to inclusive prosperity is the blueprint for sustainable growth, transcending politics to unite policymakers, CEOs, and citizens in a shared pursuit of excellence.
First, confront the healthcare catastrophe crippling our economy: $5.7 trillion in projected 2024 spending (nearly 19% of GDP), 80,400 overdose deaths, 27.2 million uninsured, $1.59 trillion in wasteful administrative bloat, and collapsing independent practices under clinician burnout. Without decisive, cross-aisle reform, these threats will undermine the very future we're investing in for our children.
That's why I authored HumanCare, the Health Care Act, a free-market hybrid infused with ethical responsible AI to deliver results.
Key innovations:
βοΈ AI-driven HHS app for seamless navigation, billing, and coordination.
βοΈ Instant transparency and universal coverage empowering patients.
βοΈ 30% admin cost cuts and $140 billion annual fraud savings.
βοΈ Weekly HHS payments bolstering private practices and easing burnout.
The payoff is revolutionary: $7.4 trillion surplus over a decade (preliminary CBO modeling), $1,667 monthly family savings, 2β5 years added life expectancy, slashed overdoses, and ~200,000 fewer medical bankruptcies. This is a high-octane economic catalyst, unleashing capital for growth, R&D, and global leadership.
Likewise, the American Dream is vanishing amid housing shortages, pricing out millions from ownership. My Housing Care Amendment to the ROAD to Housing Act of 2025 (S.2651) dismantles land, finance, and policy barriers, channeling ~$50,000 in value to 163 million taxpayers.
Core drivers:
βοΈ Land & Equity: Every 2023 taxpayer gets a 3,500 sq. ft. federal lot worth $100,000 via American Dream Lottery. A 50% land-value tax ($50,000) repays Treasury over five years for debt relief, with the rest as transferable equity.
βοΈ Financing: Zero-down, 3% fixed HUD loans up to $250,000 for primaries, backed by 20% collateral to curb defaults.
βοΈ Hero Villages: Fast-tracking for veterans, military, and essential workers.
βοΈ Economic Boom: 12β15 million premium jobs in construction/manufacturing, $4 trillion direct activity, $6β10 trillion GDP surge, and $2β8 trillion Treasury inflows, no new taxes.
Leveraging under 3% of federal land for modular builds, this pro-builder, pro-factory strategy converts dormant assets into a wealth powerhouse, rivaling the GI Bill's legacy.
To supercharge these, integrate tokenization, merging traditional and digital finance for superior efficiency, transparency, access, real-time settlements, and inclusive markets. Tokenizing lots or health assets democratizes opportunity, syncing with fiscal innovation like a U.S. Fort Knox Gold Stablecoin for debt slashing.
Your decisive leadership can propel these bills through Congress via bipartisan alliances and White House synergy, forging a powerhouse strategy for health, housing, and vitality. Rally now to amplify the Medicare legacy, slash debt, ignite GDP, and reclaim opportunity for every American, before it's too late.
For details:
Health Care Act: https://humancare.app/health-care-act
Housing Care Act: https://humancare.app/housing-care-act








President Donald J. Trump, September 24, 2020

"The United States filed a complaint today under the False Claims Act (FCA) against three of the nationβs largest health insurance companies β Aetna Inc. and affiliates, Elevance Health Inc. (formerly known as Anthem), and Humana Inc. β and three large insurance broker organizations β eHealth, Inc. and an affiliate, GoHealth, Inc., and SelectQuote Inc. The United States alleges that from 2016 through at least 2021, the defendant insurers paid hundreds of millions of dollars in illegal kickbacks to the defendant brokers in exchange for enrollments into the insurersβ Medicare Advantage plans. " Thursday, May 1, 2025. https://www.justice.gov/opa/pr/united-states-files-false-claims-act-complaint-against-three-national-health-insurance

https://www.hhs.gov/surgeongeneral/reports-and-publications/health-worker-burnout/index.html

America needs less bureaucracy and a platform that empowers families free-market health, cuts administrative waste/fraud, and restores affordable housing opportunity. HumanCareπ©΅ delivers a no additional cost healthcare option at the point of use and the American Dream Lotteryπ unlocks federal land for every taxpayer. Join the movement to ask Congress for a fairer, healthier nation.
π Our Vision: Grok AI calls it "capitalism with a boost", government kickstarts innovation, private sector delivers, and AI ensures fairness. Explore how we can eliminate $140 billion in fraud, add 2-5 years to life expectancy, and spark $6-10 trillion in growth while adding millions of affordable homes and provides health care to all Americans.
The American Dream is slipping further out of reach for young Americans, and the red tape wonβt fix itself. We need a scalable affordable housing policy that matches the speed and efficiency of modular and offsite construction.
America doesnβt have a building problem; it has a land, financing, and policy choke point. My Housing Care Amendment to the ROAD to Housing Act of 2025 (S.2651) unlocks all three.


Delivering Affordable Housing and Renewing the American Dream
The Housing Care Act of 2026 is a national initiative to make homeownership achievable again for working Americans. By responsibly utilizing select federally-managed land and providing affordable home construction financing, this Act helps families build long-term stability and strengthens communities across the country.
The Act prioritizes those who serve our communities and our country. Veterans, active-duty service members, and essential workers will receive priority access to new Hero Village neighborhoods located near bases, hospitals, schools, emergency response hubs, and municipal service centers.
This legislation is designed to expand housing supply, reduce financial barriers to homeownership, and support strong, stable communities where families can live, work, and thrive.
Key benefits:
β’ Residential lots available to eligible taxpayers
β’ Option to take the land or receive its fair market cash value
β’ 0% down, 3% fixed-rate HUD construction loans up to $250,000
β’ Priority residential communities for service populations
β’ Safeguards to prevent exploitation and speculation
The Housing Care Act is a practical, bipartisan approach to increasing affordable housing and renewing
access to the American Dream.
Congressional Summary: Housing Care - Amendment to S.2651 (ROAD to Housing Act of 2025)
Suggested Sponsor: Sen. Tim Scott Committee of Referral: House Financial Services (upon receipt of S.2651)
Type:Amendment adding Title IX - Federal Land Utilization for Affordable Housing
Purpose
Establishes a federal land allocation and housing finance program to expand the national supply of affordable housing, prioritize workforce and veteran access, and coordinate with zoning and modular housing reforms in S.2651.
Key Provisions
1. American Dream Land Allocation Program (Sec. 904)
2. Lot Election and Cash-Value Option (Sec. 905)
3. HUD-Backed Construction Loans (Sec. 906)
4. Hero Villages (Sec. 907)
5. Environmental and Zoning Compliance (Sec. 908)
6. Oversight and Reporting (Sec. 909)
7. Conforming Amendments (Sec. 912)
8. Authorization of Appropriations (Sec. 913)
Expected Impact
America doesnβt have a homebuilding problem; it has land, financing, and policy bottlenecks. The Housing Care Amendment to the ROAD to Housing Act of 2025 (S.2651) tackles all three with a transformative, fiscally responsible approach.
βοΈ Land & Equity Allocation: Every 2023 taxpayer receives a 3,500 sq. ft. federal lot valued at $100,000. A mandatory 50% land-value tax ($50,000) is paid back to Treasury over five years for debt reduction; the remaining $50,000 becomes your built-in equity - transferable if you don't build.
βοΈ Financing: Leverage that equity for a 0% down, 3% fixed HUD loan up to $250,000 to construct a primary residence, with 20% collateral reducing defaults and strengthening financial stability.
βοΈ Economic Surge: Sparks 12-15 million high-wage jobs in construction and manufacturing, $4 trillion in direct building activity, and a $6β10 trillion GDP lift through multipliers, while generating $2-8 trillion in Treasury revenue over five years without raising taxes.
This pro-builder, pro-factory plan integrates modular/offsite methods for speed and scale, turning idle federal land into a national wealth engine. Pair it with the U.S. Fort Knox Gold Stablecoin for even greater fiscal modernization.
Details and bill: https://humancare.app/housing-care-act
Phoenix Metropolitan Area, Arizona, United States
Ken Mushet, MBA/TM (Technology Management)
Founder and President
HumanCare, LLC
Arizona
D-U-N-S: 144873763
NAICS: 541511, SIC: 7371

Let's save the American Dream! Congress can pass the Health Care Act and Housing Care Act.
Data in the United States Interactive Map Above ( Population (2024 est.): # of Hospitals: Physicians per 100k: Avg Annual Health-Care Cost)
Dive into our comprehensive American Dream proposal!
π½American Dream: Health Care and Affordale Housing Policy for all 50 States (Territories also):
Igniting the American Dream: Revolutionizing Healthcare and Housing with Responsible AI Integration