Bipartisan American Family 🗽 Bill Proposals to United States Congress for Health Care🩵 & Affordable Homes
"Of all the forms of inequality, injustice in health care is the most shocking and inhumane." Martin Luther King, Jr. (1966)
U.S. Health Care Spending, 2024, Administration $1.59T (30%)
Addressing Concerns About Government-run Systems (Like UK)
While valid concerns about government-run systems like the UK's NHS, where wait lists exceed 7.4 million patients, many waiting over a year, highlight risks of bureaucracy and delays, HumanCare🩵offers a fresh, efficient alternative that avoids these pitfalls. Unlike single-payer models or Medicare for All, it's not a top-down takeover but a tech-driven HHS app fostering true free-market competition, universal access, and reduced waste.
HumanCare🩵's platform lets consumer patients shop for services, compare prices and ratings in real-time, and manage care like an e-commerce app. Private insurance could integrate seamlessly, enhancing options without new taxes instead redirecting the $1.59 trillion (30% of U.S. spending, or $4,675 per American) lost to admin bloat toward actual care. Blockchain auditing and AI oversight curb fraud and corruption, which drain billions annually through overbilling and lobbying.
Inspired by Australia's hybrid model, universal public coverage plus private choices, at half our per-capita cost, HumanCare🩵 adds Responsible AI digital innovation for faster matching, personalized plans, and value-based incentives. It outshines purely socialized systems (e.g., Canada/UK's waits) and bureaucratic private mandates (e.g., Germany/Switzerland) by empowering patients as consumers, preserving U.S. innovation, and slashing our $15,500+ per-person costs that yield poor outcomes.
HumanCare🩵 is smarter government enabling competition and prosperity. Dive deeper along with the draft Health Care Act at humancare.app/igniting-american-dream-1
Scoring Healthcare: U.S., U.K., HumanCare🩵, & Australia
Concise Analysis Key Insights for Health Care Policy
This concise analysis updates key performance metrics for 2025 (provisional data from CDC, ONS, ABS, OECD, and Commonwealth Fund Mirror, Mirror 2024).
Ratings (1-100) are composite scores weighted equally on access, cost, outcomes, efficiency, and equity. HumanCare, a proposed U.S. replacement emphasizing $0 out-of-pocket care via a Responsible AI app, FICA bump, and sin taxes, is scored as a potential system overhaul. Focus: Bipartisan opportunities for equity, cost control, and economic growth (e.g., reducing medical debt, boosting GDP via healthier workforce). Grades 🅰 (90-100), 🅱 (80-89), 🅲 (70-79), 🅳 (60-69), 🅵 (0-59).
Structured health care system comparison based on key metrics like structure, access, cost, outcomes
🅳. The U.S. healthcare system scores 65 overall.
Provisional life expectancy for 2025 stands at 78.4 years, with spending per capita estimated at $15,588. The uninsured rate is 8.2% (up from 7.9% in 2023), affecting 27.1 million people. It lags peers in preventable deaths, such as maternal mortality at 18.7 per 100,000 births, and exhibits high inequities, including up to 20-year life expectancy gaps for some groups. Strengths include innovation, but the 17.6% GDP share strains the economy with $5.3 trillion total spend in 2024. Policy note: The 27.1 million uninsured drive over $500 billion in annual administrative waste; reform could save $1 trillion per decade.
https://www.cdc.gov/nchs/products/databriefs/db521.htm
https://www.healthaffairs.org/doi/10.1377/hlthaff.2025.00545
https://www.aha.org/news/headline/2025-09-12-us-uninsured-rate-increase-between-2023-and-2024
https://www.census.gov/newsroom/press-releases/2025/income-poverty-health-insurance-coverage.html
https://www.cdc.gov/nchs/nvss/vsrr/provisional-maternal-deaths-rates.htm
🅱. The U.K.'s NHS scores 82 overall.
Provisional life expectancy for 2025 is 80.8 years, with spending per capita around $6,150. There are 7.4 million on waitlists, with a median elective wait of 13.1 weeks. It offers strong equity with no financial barriers and high cancer survival rates, but weaknesses include staff shortages exceeding 100,000 vacancies and post-COVID strains. At 11.1% of GDP, it maintains efficient administration at 1%. Policy note: The universal model reduces disparities but needs a funding boost; it's adaptable for the U.S. to cut admin costs by 75%.
https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/lifeexpectancies
https://www.healthwatch.co.uk/news/2025-09-11/our-response-new-hospital-waiting-list-data
https://www.kingsfund.org.uk/insight-and-analysis/data-and-charts/key-facts-figures-nhs
🅱. The proposed HumanCare🩵 system for the U.S. scores 85 overall.
HumanCare🩵 projects an increase of 2-5 years in life expectancy for low-income groups (to 80-83 years). Total spending is estimated at $5 trillion (~$15,000 per capita, funded by $6.24 trillion from existing budgets plus FICA and sin taxes). It achieves 0% uninsured with universal $0 out-of-pocket care. It targets 30% fewer hospitalizations, 20-30% fewer overdose deaths, and AI app-driven fraud cuts saving $140 billion. Equity focuses include sickle cell care, but risks involve tax hikes (but save working falilies $1,667 per month) per household and 200-400,000 job losses. Policy note: Described as "capitalism with a boost," it could surge GDP by $6-10 trillion per decade, reduce bankruptcies by 200,000 per year, and offer bipartisan appeal through free-market doctors (Mushet, 2025; https://humancare.app/igniting-american-dream-1).
56 References
🅰. Australia's Medicare system scores 91 overall.
Provisional life expectancy for 2025 is 83.4 years, with spending per capita estimated at $9,597. It has 0% uninsured due to universal coverage, with 28% reporting GP waits longer than acceptable. It delivers top global outcomes, such as low infant mortality at 2.7 per 1,000 births, and high satisfaction at 66.4% for preferred GP access. At 9.9% of GDP, it achieves efficient administration at 3.8%, with equity supported by subsidies and private add-ons reducing public load. Policy note: The hybrid model preserves choice and saves $8.5 billion annually via bulk-billing incentives; U.S. adoption could add 2-3 years to life expectancy.
https://www.optimumpensions.com.au/life-expectancy-on-the-rise-down-under/
https://www.abs.gov.au/statistics/health/health-services/patient-experiences/latest-release
https://www.macrotrends.net/global-metrics/countries/aus/australia/infant-mortality-rate
https://www.aihw.gov.au/reports/health-welfare-expenditure/health-expenditure
https://www.abc.net.au/news/2025-10-10/bulk-billing-incentive-boost-may-not-flow-for-years/105877228
Key Insights for Health Care Policy Action
- U.S. Challenges & Opportunities: Despite top innovation, high costs and 8.2% uninsured rate exacerbate inequities (e.g., racial mortality gaps 20%). HumanCare could elevate U.S. to 85+ by mimicking Australia's universality, saving families $20K/year while preserving private options. Economic boost: Free care frees 40% of budgets, adding $100-200B consumer spending.
- Lessons from Peers: Australia's hybrid (public base + private extras) balances efficiency/equity at lower cost. U.K.'s equity focus shows universal coverage cuts disparities but needs U.S.-style innovation to address waits.
- HumanCare🩵 Feasibility: Scores high on access/outcomes but deducts for transition risks. As advocate, emphasize equity (e.g., 30% fewer preventable deaths); for Congress, highlight $1.2T savings via AI fraud reduction and $6-10T growth from healthier workforce.
- Recommendations: Prioritize phased hybrid reform (e.g., expand Medicare base with FICA bump, sin taxes for funding). Monitor 2025 data for post-unwinding uninsured spikes.
Let's put the "F" back in FDA
Building on the call to prioritize the 'F' in FDA, let's look at proven UPF regulation examples from around the world that could guide US policy and curb chronic disease.
Countries like Brazil, Ecuador, Peru, and Uruguay explicitly advise avoiding ultra-processed foods in national guidelines, limiting their role in diets. Chile's front-of-pack warning labels on high-sugar/salt/fat UPF have cut purchases by 23-27%, restricted marketing to kids, and banned sales in schools, reducing childhood obesity rates. The EU mandates nutritional labeling and regulates health claims on UPF to promote transparency.
On sugar taxes, a key tool for UPF reform, Mexico's 10% SSB tax dropped purchases by 10%, with greater impacts in low-income groups, lowering diabetes risk. The UK's tiered tax reduced sugar content in drinks by 28%, generating revenue for health programs while improving oral health and weight outcomes. These policies show net economic benefits, redistributing funds to communities and saving billions in healthcare costs.
HumanCare🩵 incorporates similar targeted UPF taxes to fund universal care, incentivize industry reform, and prevent millions of preventable diseeases.
Adopting these models could transform US health, let's discuss implementation.
Full bill → https://humancare.app/health-care-act
References
- Products - Data Briefs - Number 536 - August 2025 - CDC. https://www.cdc.gov/nchs/products/databriefs/db536.htm
- 55 Percent of Calories Come From Ultraprocessed Foods in the United States. https://www.rheumatologyadvisor.com/news/55-percent-of-calories-come-from-ultraprocessed-foods-in-the-united-states/
- Ultra-processed foods still make up more than 50% of American diets. https://www.npr.org/sections/shots-health-news/2025/08/07/nx-s1-5495308/ultra-processed-food-upf-rfk-cdc
- Americans getting 55% of their calories from ultra-processed foods, CDC report says. https://www.cbsnews.com/news/americans-calories-ultra-processed-foods-cdc/
- What Are Ultra-Processed Foods? | Johns Hopkins. https://publichealth.jhu.edu/2025/what-are-ultra-processed-foods
- Ultra-processed food exposure and adverse health outcomes. https://www.bmj.com/content/384/bmj-2023-077310
- Ultraprocessed Foods Linked With 32 Types of Health Problems. https://jamanetwork.com/journals/jama/fullarticle/2816703
- Ultra-processed food linked to 32 harmful effects to health, review finds. https://www.theguardian.com/society/2024/feb/28/ultra-processed-food-32-harmful-effects-health-review
- Are Ultraprocessed Foods Bad for Your Health? https://www.yalemedicine.org/news/ultraprocessed-foods-bad-for-you
- Spotlight on UPFs: NIH explores link between ultra-processed foods and heart disease. https://www.nhlbi.nih.gov/news/2025/spotlight-upfs-nih-explores-link-between-ultra-processed-foods-and-heart-disease
- U.S. food policy to address diet-related chronic disease - PMC - NIH. https://pmc.ncbi.nlm.nih.gov/articles/PMC11141542/
- U.S. food policy to address diet-related chronic disease - Frontiers. https://www.frontiersin.org/journals/public-health/articles/10.3389/fpubh.2024.1339859/full
- Bad Diets Are Responsible For More Deaths Than Smoking, Global Study Finds. https://www.npr.org/sections/thesalt/2019/04/03/709507504/bad-diets-are-responsible-for-more-deaths-than-smoking-global-study-finds
- Bad Diets Are Responsible For More... (NPR News) - Behind the News - NCBI. https://www.ncbi.nlm.nih.gov/search/research-news/2045
- Tufts-Food-is-Medicine-Institute_2023-FIM-Fact-Sheet.pdf. https://tuftsfoodismedicine.org/wp-content/uploads/2023/09/Tufts-Food-is-Medicine-Institute_2023-FIM-Fact-Sheet.pdf
- Healthy Food Environments | Nutrition - CDC. https://www.cdc.gov/nutrition/php/healthy-food-environments/index.html
- Diet And Chronic Disease In The United States - Eat for Life - NCBI. https://www.ncbi.nlm.nih.gov/books/NBK235021/
- Disease Prevention - The Nutrition Source. https://nutritionsource.hsph.harvard.edu/disease-prevention/
- Preventing Chronic Disease | Health Affairs. https://www.healthaffairs.org/doi/10.1377/hlthaff.22.3.253
- Representations of Ultra-Processed Foods: A Global Analysis of How Dietary Guidelines Refer to Levels of Food Processing. https://pmc.ncbi.nlm.nih.gov/articles/PMC9818109/
- Is It Time to Rethink Regulations on Ultra-Processed Foods? https://www.thinkglobalhealth.org/article/it-time-rethink-regulations-ultra-processed-foods
- Making food healthier: If processing is the problem, can reformulation still be the solution? https://insights.figlobal.com/food-reformulation/making-food-healthier-if-processing-is-the-problem-can-reformulation-still-be-the-solution-
- Ultra-processed foods: global analysis shows they aren’t well sign-posted. https://theconversation.com/ultra-processed-foods-global-analysis-shows-they-arent-well-sign-posted-176698
- Ultra-processed foods: a fit-for-purpose concept for nutrition policy activities to tackle unhealthy and unsustainable diets. https://www.cambridge.org/core/journals/british-journal-of-nutrition/article/ultraprocessed-foods-a-fitforpurpose-concept-for-nutrition-policy-activities-to-tackle-unhealthy-and-unsustainable-diets/3AA335A85C18B60D235B25F0703AEB4D
- The influence of Chile's food labeling and advertising law and other factors on diet-related consumer food reformulation behaviors. https://pmc.ncbi.nlm.nih.gov/articles/PMC9832755/
- Changes in food purchases after the Chilean policies on food labelling, marketing, and sales in schools: a retrospective cohort study. https://www.thelancet.com/journals/lanplh/article/PIIS2542-5196%2821%2900172-8/fulltext
- Chile Provides A Convincing Case For Mandatory Warning Labels On Processed Food. https://healthpolicy-watch.news/chile-provides-a-convincing-case-for-mandatory-warning-labels-on-processed-food/
- Chile's Food Labelling Law - Obesity Action Scotland. https://www.obesityactionscotland.org/campaigns-and-policy/international-learning/chile/chiles-food-labelling-law/
- Decreases in purchases of energy, sodium, sugar, and saturated fat three years after implementation of the Chilean food labelling law. https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1004463
- Decoding food labels: Understanding health claims in Europe. https://www.foodunfolded.com/article/how-health-claims-are-regulated
- Nutrition and Health Claims - Food Safety - European Commission. https://food.ec.europa.eu/food-safety/labelling-and-nutrition/nutrition-and-health-claims_en
- EU Food Law and Ultra-Processed Food Markets: Safety from What? https://link.springer.com/article/10.1007/s10603-025-09582-5
- Landmark new EU food waste laws voted through. https://www.safefoodadvocacy.eu/2022/04/
- EU Food Regulation Updates - Trace One. https://www.traceone.com/resources/plm-compliance-blog/eu-food-regulation-updates
- After Mexico Implemented a Tax, Purchases of Sugar-Sweetened Beverages Decreased and Water Increased: Difference by Place of Residence, Household Composition, and Income Level. https://pmc.ncbi.nlm.nih.gov/articles/PMC5525113/
- Projected Impact of Mexico's Sugar-Sweetened Beverage Tax Policy on Diabetes and Cardiovascular Disease: A Modeling Study. https://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1002158
- Mexico's junk food and soda taxes. https://www.thelancet.com/pdfs/journals/landia/PIIS2213-8587%2825%2900140-8.pdf
- Does It Really Reduce Obesity? Substitution Effects of Sugar-Sweetened Beverage Taxes in Mexico and the US. https://www.sciencedirect.com/science/article/abs/pii/S0022316625003013
- Local, state soda taxes can advance prevention at a time of federal inaction. https://www.preventioninstitute.org/press-archive/email-updates/email-blast-1386750.html
- Soft drinks levy extended to protect children and improve health. https://www.gov.uk/government/news/soft-drink-levy-extended-to-protect-children-and-improve-health
- Impact of the UK soft drinks industry levy on health and health inequalities in children and adolescents in England: An interrupted time series analysis using electronic health records. https://pmc.ncbi.nlm.nih.gov/articles/PMC11008889/
- Soft drinks tax changes 'miss opportunity' to tackle highest-sugar products - analysis. https://www.phc.ox.ac.uk/news/soft-drinks-tax-highest-sugar-products-analysis
- U.K. expanding its sugar tax to include milk-based drinks. https://www.cbsnews.com/news/u-k-expanding-sugar-tax-to-include-milk-based-drinks/
- Britain Takes Even Bigger Bite Out of Sugar With Milk Drink Tax. https://www.gastroenterologyadvisor.com/news/britain-takes-even-bigger-bite-out-of-sugar-with-milk-drink-tax/
- Health impact and cost-effectiveness of volume, tiered, and absolute sugar content sugar-sweetened beverage tax policies in the United States: A microsimulation study. https://pmc.ncbi.nlm.nih.gov/articles/PMC7423682/
- Taxing sugary drinks could boost health, reduce care costs. https://www.heart.org/en/news/2020/06/22/taxing-sugary-drinks-could-boost-health-reduce-care-costs
- Cost-Effectiveness of a National Sugar-Sweetened Beverage Tax to Reduce Cancer Burdens and Disparities in the United States. https://pmc.ncbi.nlm.nih.gov/articles/PMC7771430/
- Study Shows Soda Tax Would Save Lives and More Than $17 Billion in Healthcare Costs Over Ten Years. https://www.cuimc.columbia.edu/news/study-shows-soda-tax-would-save-lives-and-more-17-billion-healthcare-costs-over-ten-years
- Health Impact and Cost-Effectiveness of Volume, Tiered, and Absolute Sugar Content Sugar-Sweetened Beverage Tax Policies in the United States. https://www.ahajournals.org/doi/10.1161/CIRCULATIONAHA.119.042956
#HHS #FDA #nutrition #foodpolicy #healthcare
HumanCare🩵, For Your Families Health
The U.S. health care crisis: $5.7T spend (20.3% GDP), 27.1M uninsured, $1.59T lost to admin waste, fragmented data, and no unified governance layer tying it all together.
That’s why I authored HumanCare🩵, the Health Care Act of 2025 (H.R. XXXX), a structural fix built on those same principles:
✔️ A secure, physician-led governance layer
✔️ Unified national data + billing architecture
✔️ Explainable-AI HHS app with real transparency
✔️ Weekly HHS payments + fraud reduction ($140B/yr)
✔️ 30% admin cuts ($1.59T)
Outcome: ~$1,667/month working family savings, universal coverage, +2–5 life-years for low-income groups, and a CBO-viable $7.4T 10-yr surplus.
If we can secure the AI stack end-to-end, we can apply the same engineering discipline to rebuild health care, efficient, equitable, and physician-centered.
Details→ https://humancare.app/health-care-act
HumanCare🩵 is redefining what it means to care for one another, harnessing Responsible AI to rebuild health, housing, and hope across America. By freeing families from crushing medical and housing costs, empowering providers, and driving economic growth, we’re turning innovation into opportunity and transforming the American Dream into a living, breathing reality for every generation.
Passing the Health Care Act and Housing Care Act, Consumer Net: Frees >40% of working family budgets, adding $100-200B annual Consumer spending power.
⚙️ How it Works
✔️ Government sets Responsible AI Frameworks, Risk Assessments, KPIs, and Sustainability for the HumanCare🩵 app: 📱Book, 🚕Ride, 🩺Care, 💳Pay - replacing inefficiencies with market-driven efficiency.
✔️ Responsible AI lottery selects 163M federal lots for 2023 taxpayers, with 3% loans for homebuilding.
✔️ Private sector provides free-market healthcare and affordable homes, breaking barriers to access.
💰 Consumer spending is 68% of U.S. GDP, but households face >$18T debt & $1.21T credit card burdens
HumanCare🩵 (Health Care Act) innovative solutions
✅ Free-Market Access: Free care for all, saving families $1,667/mo.
✅ Responsible AI Optimization: HHS app streamlines bookings; direct provider billing.
✅ Fraud Elimination: Cuts $140B waste/yr, adding $1.2T to Treasury.
✅ Health Gains: Reduces hospitalizations 30%, overdose deaths 20–30%, extends life 2–5 yrs, prevents 200K bankruptcies.
✅ Empowerment: Doctor choice, rural access, weekly payments, reduced admin.
🏛️ Please urge Congress to pass the Health Care Act, reignite a stronger America
What the Health Care Act 🩺 Does
2026, Health Care for All
- Proposed, Effective 2026, covers all U.S. citizens with free-matket healthcare: preventive, emergency, mental health, prescriptions, dental/vision, etc., no copays.
- Doctors and Providers would be paid weekly by HHS at negotiated rates; "Signature Doctors" charge extra for premium services (disclosed pricing on the app), paid for by the Patient when they receive the care.
HHS app and Financial Impact
⚙️Responsible AI-Powered HHS App
⚙️Responsible AI-Powered HHS App
⚙️Responsible AI-Powered HHS App
- ✅ Benefits: 30% fewer hospitalizations, 20-30% fewer overdoses (~81K in 2024—CDC), +2-5 years life expectancy for low-income.
- ✅ Agentic Experiences: Predicts needs (e.g., overdose alerts from wearables).
- ✅ Workflows: Data ingestion, inference, output with explainability (SHAP, LIME).
📊 Financial Impact
⚙️Responsible AI-Powered HHS App
⚙️Responsible AI-Powered HHS App
- ✅ Saves $140 billion in fraud/waste (OIG 2024).
- ✅ $1.2 trillion surplus from efficiencies.
- ✅ Funding: Existing budgets ($3.3T), FICA hike (~$1.3T), new taxes on junk food/cannabis (~$667B).
- ✅ Working family savings: $1,667/month.
WIN BIG in healthcare🚀
WIN BIG in healthcare🚀, Health Care Act of 2025 (H.R. XXXX, HumanCare🩵)
https://humancare.app/health-care-act
An astonishing $1.2 TRILLION EXTRA could flow into the United States Treasury
✅ More high-paying American health care jobs
✅ Greater economic opportunity for working families
✅ A stronger, healthier, more prosperous future built right here at home
▻Free-market health access for all → saves working families ~$1,667/mo.
▻Responsible AI-enabled HHS health platform serves all areas
▻ Fraud cuts $140B/yr → +$1.2T to Treasury
▻Outcomes: hospitalizations ↓30%, deaths ↓20-30%, life +2-5 yrs Choice, rural access, weekly HHS payments to doctors/ providers
Health Gains: Reduces hospitalizations 30%, overdose deaths 20–30%, extends life 2–5 yrs, prevents 200K bankruptcies.
Economic Impact: Dropping CPI 1-3% + boosting consumer spending power $100-200B = a stable economy without new inflation, that's real middle-class relief.
Full Health Care Act of 2025 (H.R. XXXX, HumanCare🩵)
More information and full bill: https://humancare.app/health-care-act