American Dream 2.0 🗽 Humancare🩵 Bill Proposals to our United States Congress for Affordable Healthcare and Homes
HumanCare🩵 Core Values
HumanCare🩵, Universal Healthcare Coverage, Lower Costs, Zero-Down Affordable Homes, 12–15 Millon Jobs, $7.4 Trillion 10-Year Fiscal Surplus to Care For ALL
✅ Business-Driven Innovation: Free-market partnerships with tech giants (AWS, Google, IBM, etc.) deliver efficient Responsible AI to cut waste, boost profits, and drive growth, creating 12M jobs and a $6-10 trillion GDP surge.
✅ Healthcare reforms benefit doctors through direct HHS billing, significantly reducing admin burdens by 70%. This allows physicians to dedicate more time to patients, expand their practices, and offer premium "Signature" services.
✅ Builders benefit from streamlined HUD approvals and $0-down, 3% loans up to $250,000, enabling scalable home construction in Hero Villages and contributing to the development of 16M affordable homes. HHS oversees the AI app for bookings, payments, and fraud detection, ensuring compliance and equity; HUD manages loans, appraisals, and zoning to support private ownership. All efforts are grounded in integrity, ethics, and accountability through transparent audits and explainable Responsible AI.
✅ Family-Centered Prosperity: Empowering families with free point-of-use care, land lottery homeownership, and voluntary tools saves $1,667/month per household, prevents 200,000 bankruptcies yearly, and adds 2-5 years to low-income life expectancy. This approach upholds ethical principles of fairness and voluntary participation without mandates.
✅ Sustainable Opportunity for All: Renewable-powered AI data centers and eco-friendly Hero Villages provide resilient housing for essential workers, veterans, and military personnel. This ensures mandate-free equity, bias-free AI, and a fair American Dream for all taxpayers, with built-in accountability mechanisms like human oversight and regular ethical reviews to maintain trust and integrity.
Mission: Saving the American Dream for Every Taxpayer
Innovative Spirit
Innovative Spirit
Innovative Spirit
- Our ideas are founded on the belief in the audacious innovative spirit of America's golden era, the 1970s and before, when trailblazers birthed world-changing marvels like the personal computer, the microprocessor, the mobile phone, the polio vaccine, the transistor, and the moon landing itself.
- HumanCare🩵 ™ ignites a fierce call to action for Congress, to improve healthcare for all Americans and the home ownership American Dream for all taxpayers, and our nation's true heroes: active military, essential workers, and veterans.
- We have innovative transformative healthcare systematice reform, to make quality care free at the point of use for every American made possible by Responsible AI innovation.
- While championing swift, barrier-free pathways to affordable homes that every taxpayer can call their own.
Who We Are
Innovative Spirit
Innovative Spirit
- Harnessing the power of responsible AI, we HumanCare🩵, a plan for prosperity, equity, and a brighter tomorrow that honors our innovative legacy and uplifts us all.
- HumanCare🩵 is led by mostly-retired, '70s American dad, Ken Mushet, MBA/TM (Technology Management), from Southern California🏝️, now living in lower tax rate Arizona🌵 (it's a dry heat, but yes, still hot).
- HumanCare🩵 hopes to improve two consumer crushing crises: soaring costs (healthcare reforms pushing healthcare to 18.5% of GDP, CMS 2025), and unaffordable homes (with a 55% price surge since 2019, FHFA).
- HumanCare🩵 wants a better future for our kids, blending free-market principles with equitable access to healthcare and affordable homes, leveraging responsible AI and hoping Congress will come to their senses and ACT, before we lose our middle class.
"Healthcare must be recognized as a right, not a privilege." - Senator Bernie Sanders "The way to improve healthcare is to make it more like other goods and services, with competition and consumer choice." - Milton Friedman (Economist)
HumanCare🩵 strives to do both 'Capitilism with a boost🚀'
Why Bipartisan Collaboration Can Work
Bipartisan Collaboration Can Work in the 119th Congress
Although bipartisan efforts in Congress may appear uncommon lately, historical records reveal many cases where Democrats and Republicans joined forces to enact major laws.
Advancing the Health Care Act and Housing Care Act is vital for preserving the middle class, and I believe it's achievable.
Here, I've assembled 10 notable examples from various periods, emphasizing key legislation that demanded cross-party collaboration to succeed. These illustrate times when bipartisanship yielded significant results.
The Great Compromise (1787): At the Constitutional Convention (which established Congress's framework), representatives from large and small states agreed on Roger Sherman's plan for a two-chamber legislature: population-based seats in the House and equal state votes in the Senate. This essential agreement facilitated the formation of the U.S. Congress.
Social Security Act (1935): During President Franklin D. Roosevelt's administration, Congress approved this measure to offer aid for retirees, the jobless, and other at-risk populations. It received backing from both parties, creating a fundamental safety net during the Great Depression.
Civil Rights Act (1964): This pivotal law abolished segregation in public spaces and outlawed job discrimination. In the Senate, 27 Republicans allied with 44 Democrats to break a filibuster by Southern Democrats, resulting in its approval through robust bipartisan majorities.
Medicare and Medicaid Act (1965): As part of President Lyndon B. Johnson's Great Society initiative, this created health coverage for seniors (Medicare) and the poor (Medicaid). Republicans contributed essential votes in Congress, enabling passage despite early resistance.
Endangered Species Act (1973): Backed by Democrats such as John Dingell and Harrison Williams under Republican President Richard Nixon, this environmental statute safeguarded endangered wildlife and habitats. It sailed through both houses with strong bipartisan consensus.
Tax Reform Act (1986): Under Republican President Ronald Reagan and a split Congress, this streamlined the tax system, reduced rates, and eliminated deductions. Cross-party talks between Democrats and Republicans secured its enactment.
Americans with Disabilities Act (1990): This rights-focused law barred discrimination against disabled individuals in jobs, public transit, and facilities. Promoted by bipartisan leaders like Republican Bob Dole and Democrat George Mitchell, it gained widespread approval.
No Child Left Behind Act (2001): This educational overhaul stressed accountability and standardized testing. Drafted by Republicans like John Boehner and Democrats like George Miller, with input from Ted Kennedy, it was enacted under Republican President George W. Bush with solid bipartisan support.
First Step Act (2018): This reform to criminal justice lessened mandatory sentences for nonviolent crimes and enhanced prison environments. Driven by cross-party groups, it cleared a polarized Congress and was signed by President Donald Trump.
Infrastructure Investment and Jobs Act (2021): This $1 trillion package supported highways, bridges, internet access, and green energy efforts. Crafted by a bipartisan Senate team, it passed with votes from 19 Republicans in the Senate and 13 in the House amid Democratic control.
These cases underscore how bipartisanship frequently arises in emergencies, around common goals like rights or economic security, or via interpersonal ties among legislators. Though cooperation isn't constant in every Congress, these repeated successes prove it's occurred throughout history. Hopefully The Health Care Act (2025) and the Housing Care Act (2025) will make it a dozen times with the 119th Congress.
HumanCare🩵, LLC Company Summary on LinkedIn
https://www.linkedin.com/company/humancare-app/
HumanCare🩵 | American Dream 2.0, Reviving Healthcare and Housing for Every American
Healthcare and housing costs crush families, driving bankruptcies, delayed dreams, and economic anxiety. HumanCare🩵 is a transformative bipartisan force to reclaime the American Dream: universal care without premiums, homes within reach, and trillions unlocked for growth. It's a blueprint for prosperity, slashing waste, boosting jobs, and fueling innovation to restore opportunity for all.
HumanCare🩵 tackles affordability head-on by redesigning the broken systems that inflate prices and limit access. Unlike piecemeal fixes or cost-shifting schemes, we build unified platforms that empower patients, clinicians, and communities. Drawing from efficient models like Australia's hybrid system, we can deliver world-class outcomes at half our current per-person costs.
The Health Care Act of 2026 dismantles the insurer-driven administrative nightmare, replacing it with a single national HHS platform for seamless payments and care. It guarantees universal essentials with zero premiums or deductibles, covering hospital stays, primary care, mental health, prescriptions, dental/vision, and more, while preserving independent practices, clinical judgment, and true free-market competition. Integrated AI tools streamline scheduling, telemedicine, fraud detection (rooting out $140B+ yearly losses), and weekly clinician payments for better cash flow.
Preliminary modeling projects a staggering $7.4 trillion surplus over 10 years, with families saving up to $1,667 monthly and potential life expectancy gains of 2–5 years.
Complementing this, the Housing Care Amendment attacks the root of the crisis: chronic supply shortages. Building on the bipartisan ROAD to Housing Act (S.2651), it launches an AI-managed American Dream Lottery, granting eligible taxpayers access to federally owned residential lots (~$100K value) for $0-down, 3% low-interest HUD loans.
Less waste, more freedom, a brighter future.
CBO Style Estimated Score
